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UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
Count on more.®
Recalibrate your income and expenses

How to Bank with Us
Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Explore Our Financial Education Resources
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Buying a home: Choosing the right mortgage loan for you
There are many home loan choices. Finding the right lender will be the key to obtaining the information you need to make the right decision for your home financing situation. The pre-approval process should have uncovered many of the factors...
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How to prepare for your car purchase
Consumer Affairs ‡ reports that 13.6 million cars were sold in 2022 with used cars being around 39 million cars. The technology for cars continues to improve and your options are nearly endless. You can buy a small compact car...
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Are you ready for retirement?
It is anticipated that almost 4 million Americans will retire in the next 15 years, forcing many to face the question, “Am I ready for retirement?” As this growing number of Americans consider the next chapter in their lives, they...
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Financially preparing for back-to-school expenses
For many parents, August marks the start of back-to-school planning. There are so many different costs to consider: school supplies, new clothes, sports physicals and technology. While every school year brings something different, there are always costs associated with your...
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Good versus great advisors: How to get the most from your financial advisor
Working with a wealth advisor can be the difference between reaching or falling short of your short- and long-term financial goals. Given the swings of the market this year, working with someone which can give you a financial plan can...

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