Client Based Business
Insurance Consultant
Focus Benefits Group, bringing focus to the confusion of insurance. Starting from the premise that there is a difference between real insurance, and the appearance of insurance, you only want real insurance. We know the difference.
We educate business owners and individuals about:
Analyzing risk first and then only buying insurance you really need.
How to establish reserve accounts, reduce premium cost, and deal with the many federal and state compliance issues.
Our areas of expertise include:
Large and small employee benefit plan consulting.
Both Domestic and International employee benefits.
Strategic approach to current insurance plans, documents, and forms for content and healthcare reform, both ACA and ERISA compliance.
Employer paid, and employee voluntary group benefits.
Self-funded and fully insured strategies.
Captive insurance plan implementation.
HR and benefit administration technologies.
Cafeteria (FSA, section 125) HRA, ICHRA.
Employer sponsored wellness, EAP, telemedicine, and more.
Commercial casualty and employee benefits coordination strategies.