Personal Banking

A Financial Partner That Helps You Live Greater

Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.

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Limited-time Share Certificate (CD) rates of 4.00% APY on 5- and 10-month terms1

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Auto loans as low as 4.50% APR2 + 90 days with no payments3

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High-yield Aspire Checking with 5.00% APY on qualifying balances up to $25,0004

More You Should Know About

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Boost Your Balance With Rewards Checking

The convenience and benefits you expect. Two options to earn cash from your everyday purchases!

Rewards Checking
Community Heroes
Community Heroes Special Offers

Whether you’re on the front lines or providing crucial support in the background, great work deserves great gratitude.

Community Heroes
Reno Aces baseball game at Greater Nevada Field
Member Perks at Greater Nevada Field

As the official partner of the Reno Aces, you get access to specially discounted tickets and exclusive opportunities for the 2025 baseball season.

Member Perks at the Field
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Earn 6.00% APY5 to Build Your Emergency Savings

I Can Save accounts offer a generous yield to help boost your balance up to $2,500.

I Can Save
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Discounted Tickets to Nevada Wolf Pack Football Games

You can spend less to Back the Pack at four exciting home games this season!

Wolf Pack Tickets
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Protection Solutions for Members

Be ready for life’s surprises because the right coverage can make all the difference when it matters most.

Protection Solutions
Serving Nevada Since 1949

Personal Banking With Peace of Mind

Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.

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Financial Wellness for Our Communities

When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals across NV.

Real Members, Real Impact

We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.

Live Greater Stories

Grandma's Fudge in Virginia City, NV

1 APY (Annual Percentage Yield) effective August 13, 2025, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.

2 APR (Annual Percentage Rate) effective June 5, 2025. Rates and conditions are subject to change without notice and vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old at a 36-month loan term and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 4.50% APR for 36 months equals a payment of $594.94 per month.

3 90-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by September 30, 2025. Payment Saver Auto Loans, existing GNCU loan refinances, and plus program loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.

4 APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9.00 in out-of-network ATM fee rebates and waiver of the $15.00 monthly service fee. Proof of ATM fees of $5.00 or more may be required to process fee rebate. For rebates of individual ATM fees of $5.00 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

5APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. I Can Save account rate tiers are as follows: 6.00% APY applies to balances of $0.01 – $2,500.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Monthly qualifications are at least one deposit must post and clear, and the total of all deposits must be less than $200.00. Limit of one I Can Save account per member. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure.

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Personal Accounts
(Checking, Savings, CDs, etc.)
Loans
(Auto, Personal, Recreational Vehicle, etc.)
Mortgages
(Homes, Land, HELOCs, etc.)
Business Accounts
(Business Checking, Business Savings, etc.)