Welcome to Regional Acceptance Corporation (RAC), a national auto finance company offering over 40 years of lending experience and unparalleled customer service, backed by the strength of BB&T/Truist Bank.

We make managing your auto finance easier with the RAC Auto app, offering multiple payment options and account details. Beyond financing, we empower you with financial knowledge through free courses on credit score understanding and financial foundations. As experienced lenders dedicated to specific markets, we provide expert service when purchasing an auto portfolio.

We ensure peace of mind by helping you manage payments, understand your credit, and access 24/7 automated assistance. Partnering with EverFi, we offer tools to help you make informed financial decisions.